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Introducing

MF - PMS

Select and rebalance mutual funds to target consistently higher alpha

MF-PMS
Portfolio built using mutual funds
Timely rebalancing to stay on track
Lower drawdowns during market stress
Better risk-adjusted returns
No setup fee, no performance fee
Full control and transparency
Start small, grow bigger corpus

The Problem

Too many MFs dilute portfolio performance. Poor rebalancing worsens downside.

No Rebalancing

Most MF investors hold laggards too long, lacking timely exit or rebalancing guidance

Survivorship Bias

Most MF investments are done basis recent performance/ themes which produces mediocre portfolio level returns

Volatility

Valuations go-ahead of time and hence underperformance in few periods.

The Solution

Invest in curated basket of Mutual Funds that closely resemble investment strategy of PMS.

Reduce drawdown and amplify returns with smart allocation and timely rebalancing.

The Outcome

Strategy outcome is high CAGR for more than one decade

Investment Strategy

Invesment Strategy is based on three pillars

Proprietary model of identification of market direction using eleven different parameters

Step 1

Identification of broad trends using parameters

Step 2

Parameters evaluated are Nifty Spot, BSE 500 PE, BSE 500 EPS Growth, my-Cap to GDP, USA Vix, India Vix, US & India T-Bill spread, Gold Spot, Crude Spot, Fed & RBI stance, MSCI Index Weight

Step 3

Interplay between these factors provide directional sense of M3 money supply, capital allocation to safe assets, and risk tolerance of global investors

Relative Outperformance

Outperformance is not limited to specific period but is repeated over and over for multiple years

MF-PMS outperformed Nifty50 in thirteen out of fifteen financial years

Trailing 12 M Performance

Outperforms in bull-phase as well as protects drawdowns during corrections

Trailing 12 Months (T12M) returns show how an asset has performed over the last 12 months from a specific date (not a calendar year).

For Example.,

If you're looking at TTM returns as of Dec 2024, you're measuring performance from Jan 1, 2024 to Dec 31, 2024. If you're checking TTM returns as of March 2020 (during the COVID crash), you're measuring from April 1, 2019 to March 31, 2020. This helps you assess the most likely scenario of a portfolio gain/loss in a twelve month period.

Lower Drawdowns

MF-PMS has fallen less than Nifty50 in every major market correction

In 2008 crash Nifty fell by 56% but MF-PMS portfolio was down only 18%.

In 2020, covid brought Nifty down by 29% from its peak monthly close, but MF-PMS was down only 19%.

Even in recent fall of 2024/25, Nifty was down 14% but MF-PMS fell by only 7%.

Some Misses

Performance may lag intermittently due to subdued returns from sectors selected by the model

12 Months EndedMF - PMSNifty 50Under PerformanceFeb - 201053.55%81.70%-28.15%Dec - 2015-17.94%-4.06%-13.88%Feb - 201723.39%27.09%-3.70%Apr - 2019-13.70%9.61%-23.31%

Intermittent periods of underperformance cannot be ruled out and are part of the investment process.

Portfolio Churn

Usual rebalance is every twelve to eighteen months to optimize exit loads and capital gains tax

Investment Options

Pick what suits you — we support both.

ParametersPMSMF - PMSStock SelectionPrecise, by fund managerRegular funds resembling PMSReturns (CAGR)HigherSimilar to PMSRebalancingDone by fund managerDone by investor based on recommendationsFeesOnly on outperformance over Nifty50~0.5% higher expense ratio (indirect fee)Account SetupPMS agreement + Demat accountNew MF account under new ARN codeSIP AmountMultiples of ₹1 lakhStarts from ₹500Minimum Investment₹50 lakh₹5 lakh

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